The construction industry has been showing an exponential growth the past year and there’s no sign of it slowing down anytime soon. Experts expect the growth to continue into 2019 and this is great news to businesses within the industry. One of the important factors of running a successful construction business is securing the work but most importantly, having the reliable equipment needed to complete the job.

If you don’t have the cash to purchase the equipment outright, the alternative option is to finance or lease the construction equipment. Thanks to this construction boom and its ample opportunities, the chances of getting approved to finance or lease construction equipment with less than perfect credit is attainable.


  • Down Payments: 0{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f}-10{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f}
  • Interest Rates: 5{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f} (starting from)
  • Minimum FICO Requirement: 700
  • Credit History: Minimum 7 Trade Lines w/3 years of payment history
  • Restrictions: No bankruptcy, repos, tax liens, child support collections, foreclosure, collections, etc.


  • Down Payments: 10{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f}-20{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f}
  • Interest Rates: 15{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f} (starting from)
  • Minimum FICO Requirement: 635
  • Credit History: Minimum 5 Trade Lines w/3 years of payment history
  • Restrictions: No bankruptcy, repos, tax liens, child support collections, foreclosure, collections, etc.


  • Down Payments: 20{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f}-30{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f}
  • Interest Rates: 35{9391a6d72f92b172d68f865502bc0b9ca919cd513357a0811b20a79733f4996f} (starting from)
  • Minimum FICO Requirement: NONE
  • Credit History: NONE
  • Restrictions: NONE
  • Side Note: Financial disclosure may be required*


The first step is to know your credit profile, and you can easily access your credit report anytime, FREE of charge at Credit Karma. If you have excellent credit, your best option is to apply with your local bank or credit union to obtain the lowest rates and flexible terms. If your credit falls within the fair – poor range, you may qualify to get approved through alternative financing sources. These private lenders provide loans, leases and lines of credit to businesses, outside of the traditional options of credit offered by a bank or credit unions.

Some underwriters may request to review your financials in advance; others may conditionally approve you, and request the last 3 months of your business and/or personal bank statements towards the end of thetransaction. Most deals fund within 3-5 business days and you may also qualify to finance the sales tax, dealer fees, warranty, and transporting fees.

The economic strength and tax reforms continue to boost the industry’s growth, and a large percentage of these lenders are open to expanding their financing horizons, to both start-ups and established businesses.

In the past several years, Truckers Post LLC has assisted thousands of businesses and start-ups with most credit types, achieve their financial goals by matching them to the appropriate funding source; all without impacting their credit with multiple inquiries. Our team have a combined experience of over 10 years in the construction equipment finance sector, and have a deep understanding of the construction industry.

Each one of our clients are assigned to an experienced financing specialist that will guide them throughout the entire process until the transaction is funded and completed.

We’re ready to assist you in your financials needs and look forward to taking you to the next level of success. Receive an instant credit decision without the wait at

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